Life insurance works like most other forms of insurance, providing you peace of mind in the form of financial relief. Life insurance is different in that instead of protecting a mere possession, you’re protecting the people in your life that mean the most to you, ensuring that they’re cared for after you’re gone. Life insurance policies give your family a lump sum of money after your passing that could be used in a variety of ways. It could serve as a gift, a way to help your family’s financial situation if they were struggling prior to this, a way to cover funeral and burial costs, remaining hospital expenses, or estate taxes.

Life insurance policies come in two forms: Term Life Insurance and Permanent Life Insurance. Term Life plans will solely provide death benefits and are temporary. Permanent Life plans will provide a buildup of cash value as time progresses and an immediate death benefit. Many put these payouts toward a college savings fund, a retirement plan or for a tax-free income.
Purchase a life insurance plan today and give your family the peace of mind when it comes to their finances. These policies can also help cover more than just end of life costs, such as a chronic illness, critical injuries or life-threatening diagnoses. We know that where your money is going matters to you, especially when it has to do with the death of a loved one.
Don’t feel intimidated about considering your options, our independent insurance agents are available to assist you with any concerns or questions you may have regarding life insurance. Our business is making insurance as easy to understand as possible. We’ll get you acquainted with life insurance plans in the Raleigh area that fit your lifestyle and budget. We offer our services at no additional cost to you, so why wait? Give us a call today.