Did you know? The number one cause of bankruptcy is high medical expenses. Since accidents and health problems can occur to anyone at any time, it is wise to make sure you’re prepared for what may lie ahead. Health insurance does just that. This form of insurance focuses on all the costs you will encounter with medical conditions such as routine checkups, illnesses or injuries. There are two types of health insurance. One is offered through your employer and the other is individually purchased. These individually purchased plans are available through the Federally Funded Marketplace. Give yourself the peace of mind to handle anything that may come your way by purchasing a health insurance plan that fits your needs and budget.

Health Insurance Raleigh, NC

Health insurance works by taking a set amount of money, better known as premiums, each month to account for any expected or unexpected healthcare costs. Many plans will offer an out-of-pocket maximum which does exactly that: once you hit the maximum amount of out-of-pocket payment, in deductibles, coinsurance, and copayments, the plan will not charge you anything above that and will cover costs for the rest of the year. This lowers the amount of financial uncertainty you may face if something were to go wrong with your health. Some plans will also put no limits on your lifetime coverage, which means each year, the amount they spend covering essential health benefits will not be limited.

Put simply, health insurance is a must have if you want to lower the stress associated with health care costs. Give you and your wallet one less thing to worry about when it comes to your health. Giving you the ability to choose a plan you’re confident in is what the Triangle Health Insurance Agency in Raleigh, NC specializes in. Our services are at no extra cost to you, so get in touch with us today to start receiving the benefits you deserve!